Multi-activity VTC driver? KT VTC&TAXI offers you comprehensive insurance tailored to all your professional needs.
More and more VTC drivers are diversifying their activities: passenger transport by VTC, parcel delivery, seated medical transport, event driver... These multi-activity profiles require specific and comprehensive insurance coverage , capable of adapting to all uses of their vehicle. At KT VTC&TAXI , we offer tailor-made solutions to support these professionals in their development in complete safety.
1. What is a Multi-Activity VTC Driver?
A multi-activity VTC driver is an independent professional who provides several services with the same vehicle, for example:
- Passenger transport via platforms (Uber, Bolt, Heetch, etc.)
- Private transport for businesses or events (seminars, weddings, etc.)
- Parcel or meal delivery
- Light medical transport (non-urgent)
- Rental with driver for tourism or personalized support
💡 This versatility offers more income, but also multiplies insurance risks , hence the importance of choosing your coverage carefully.
2. Why is Classic VTC Insurance Not Enough?
Classic VTC professional car insurance policies are generally limited to the declared VTC activity . They do not cover delivery, medical transport, or other professional uses . In the event of a claim during an uncovered activity:
❌ Insurance may refuse compensation
❌ You risk having your contract terminated
❌ Your personal liability may be incurred
💡 It is therefore crucial to have a contract that covers all declared activities .
3. Essential Guarantees for a Multi-Activity Driver
✅ Professional Traffic Civil Liability
Covers damage caused to third parties when using the vehicle for all authorized activities.
✅ Professional Civil Liability (RC Pro)
Essential to cover damages caused in the context of the service (e.g.: delay, error, loss of luggage).
✅ Comprehensive Guarantee
Extended protection against material damage to the vehicle, even in the event of an at-fault claim.
✅ Driver Protection
Compensation in the event of injury to the driver in an accident, regardless of liability.
✅ 0 km assistance & replacement vehicle
To maintain your business without interruption in the event of a breakdown or accident.
✅ Validated multi-purpose cover
The contract must stipulate all the activities carried out : VTC, delivery, private passenger transport, etc.
💡 At KT VTC&TAXI, we build a unique contract with you, adapted to all your real uses , to avoid unpleasant surprises.
4. How to Subscribe to Multi-Activity Insurance with KT VTC&TAXI?
Taking out suitable insurance is simple with our specialist support:
🔹 Step 1: Analysis of your profile
We list the activities carried out, the type of vehicle, your partner platforms, etc.
🔹 Step 2: Personalized proposal
We offer you clear and comprehensive packages, with a single contract covering all declared activities.
🔹 Step 3: Immediate certification
We provide you with a compliant certificate for registration with the platforms.
🔹 Step 4: Regular monitoring
Your contract may change if you add or remove activities from your offer.
5. Why Choose KT VTC&TAXI for Your Multi-Activity Insurance?
✔️ VTC & TAXI expertise for several years
✔️ Offers adapted to mixed and multi-activity profiles
✔️ Personalized support from subscription to monitoring
✔️ Quick certification for platforms
✔️ Complete protection and compliance with regulatory requirements
✔️ Access to enhanced options : premium assistance, loss of business, legal protection, etc.
📞 Contact our team today for a free, no-obligation quote !
Conclusion
The VTC driver profession is evolving : versatility is an asset for diversifying your income, but it also involves additional risks . Inadequate insurance can put you in difficulty in the event of a claim. With KT VTC&TAXI , you benefit from comprehensive, reliable and tailor-made coverage , whatever the diversity of your services. Protect your business 360°, and focus on your development.