Insurance Solutions for Multi-Activity VTC Drivers

Insurance Solutions for Multi-Activity VTC Drivers

Multi-activity VTC driver? KT VTC&TAXI offers you comprehensive insurance tailored to all your professional needs.

More and more VTC drivers are diversifying their activities: passenger transport by VTC, parcel delivery, seated medical transport, event driver... These multi-activity profiles require specific and comprehensive insurance coverage , capable of adapting to all uses of their vehicle. At KT VTC&TAXI , we offer tailor-made solutions to support these professionals in their development in complete safety.

1. What is a Multi-Activity VTC Driver?

A multi-activity VTC driver is an independent professional who provides several services with the same vehicle, for example:

  • Passenger transport via platforms (Uber, Bolt, Heetch, etc.)
  • Private transport for businesses or events (seminars, weddings, etc.)
  • Parcel or meal delivery
  • Light medical transport (non-urgent)
  • Rental with driver for tourism or personalized support

💡 This versatility offers more income, but also multiplies insurance risks , hence the importance of choosing your coverage carefully.

2. Why is Classic VTC Insurance Not Enough?

Classic VTC professional car insurance policies are generally limited to the declared VTC activity . They do not cover delivery, medical transport, or other professional uses . In the event of a claim during an uncovered activity:

❌ Insurance may refuse compensation
❌ You risk having your contract terminated
❌ Your personal liability may be incurred

💡 It is therefore crucial to have a contract that covers all declared activities .

3. Essential Guarantees for a Multi-Activity Driver

Professional Traffic Civil Liability

Covers damage caused to third parties when using the vehicle for all authorized activities.

Professional Civil Liability (RC Pro)

Essential to cover damages caused in the context of the service (e.g.: delay, error, loss of luggage).

Comprehensive Guarantee

Extended protection against material damage to the vehicle, even in the event of an at-fault claim.

Driver Protection

Compensation in the event of injury to the driver in an accident, regardless of liability.

0 km assistance & replacement vehicle

To maintain your business without interruption in the event of a breakdown or accident.

Validated multi-purpose cover

The contract must stipulate all the activities carried out : VTC, delivery, private passenger transport, etc.

💡 At KT VTC&TAXI, we build a unique contract with you, adapted to all your real uses , to avoid unpleasant surprises.

4. How to Subscribe to Multi-Activity Insurance with KT VTC&TAXI?

Taking out suitable insurance is simple with our specialist support:

🔹 Step 1: Analysis of your profile
We list the activities carried out, the type of vehicle, your partner platforms, etc.

🔹 Step 2: Personalized proposal
We offer you clear and comprehensive packages, with a single contract covering all declared activities.

🔹 Step 3: Immediate certification
We provide you with a compliant certificate for registration with the platforms.

🔹 Step 4: Regular monitoring
Your contract may change if you add or remove activities from your offer.

5. Why Choose KT VTC&TAXI for Your Multi-Activity Insurance?

✔️ VTC & TAXI expertise for several years
✔️ Offers adapted to mixed and multi-activity profiles
✔️ Personalized support from subscription to monitoring
✔️ Quick certification for platforms
✔️ Complete protection and compliance with regulatory requirements
✔️ Access to enhanced options : premium assistance, loss of business, legal protection, etc.

📞 Contact our team today for a free, no-obligation quote !

Conclusion

The VTC driver profession is evolving : versatility is an asset for diversifying your income, but it also involves additional risks . Inadequate insurance can put you in difficulty in the event of a claim. With KT VTC&TAXI , you benefit from comprehensive, reliable and tailor-made coverage , whatever the diversity of your services. Protect your business 360°, and focus on your development.

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Benefit from insurance specially designed for VTC and TAXI drivers, with competitive rates and personalized support.

Our offering combines comprehensive protection, flexibility and peace of mind, ensuring you are fully covered on every journey.

Contact us now to find out more!