Glass breakage insurance is essential coverage for taxi drivers. Spending long hours on the road, taxis are particularly exposed to impacts and damage to their windows, whether it is the windshield, side windows, or rear window. This insurance protects you against unforeseen costs related to these claims. Find out everything you need to know about this specific insurance.
1. What is the Glass Breakage Guarantee?
Glass breakage insurance covers the cost of repairing or replacing your vehicle's windows when they are damaged as a result of various incidents. It is included in many taxi car insurance contracts.
Items generally covered:
- Windshield.
- Side windows.
- Rear window.
- Panoramic roof or roof windows.
- Rearview mirrors and headlight optics (in certain contracts).
Examples of covered losses:
- Impact caused by gravel thrown onto the windshield.
- Side window broken during attempted theft.
- Damage caused by falling objects or bad weather.
2. Why is Glass Breakage Insurance Essential for Taxis?
Taxi drivers, due to their professional activity, are more exposed to the risks of glass breakage. Here is why this guarantee is essential:
a. Reduce Unforeseen Costs
A windshield replacement or window repair can cost several hundred euros. The glass breakage guarantee helps limit these expenses.
b. Maintain a Professional Image
A vehicle with damaged windows can harm your image among passengers. The warranty allows you to quickly carry out the necessary repairs.
c. Ensuring Passenger Safety
A cracked windshield or broken window can reduce visibility and compromise safety. This warranty helps you restore optimal conditions quickly.
3. What does the Glass Breakage Warranty cover?
Coverage may vary by contract, but typically includes:
- Repair or Replacement : If the damage is minor, a simple repair may be sufficient. If the damage is significant, the glass will be replaced.
- Travel Expenses : Some insurers cover the cost of travel to your workplace or home.
- Special Glazing : For taxis equipped with specific windows (tinted windows, panoramic roofs), the warranty can be extended.
Beware of exclusions : Superficial scratches, intentional damage or impacts due to misuse are generally not covered.
4. How to Maximize Your Protection with this Guarantee?
a. Check the Terms of your Contract
Make sure that all glass elements of your vehicle, including taxi-specific equipment, are properly covered.
b. Compare Deductible Amounts
Some insurance policies impose a deductible (amount remaining to be paid by you). Check that it is reasonable to avoid high costs in the event of a claim.
c. Favor Authorized Repairers
Working with a repairer approved by your insurer, such as KT VTC & TAXI , can simplify the process and save you having to pay up front.
5. Why Choose KT VTC & TAXI for your Glass Breakage Guarantee?
At KT VTC & TAXI , we understand the specific needs of taxi drivers and offer tailored solutions:
- Tailor-made insurance : Our contracts include extensive coverage for all types of glazing.
- Approved repairers : Access to a network of qualified professionals for rapid and reliable interventions.
- 24/7 Assistance : In the event of a disaster, our team is available to assist you with your procedures.
- Service without advance payment : If your warranty allows it, repairs or replacements are covered directly.
Conclusion
The glass breakage guarantee is essential protection for taxi drivers . It allows you to face the unexpected while maintaining your business and the image of your vehicle.
Contact KT VTC & TAXI today to take out insurance adapted to your needs and benefit from optimal coverage.
For all your windshield or rear window replacement needs, you can contact our trusted partner, YES GLASS .