In peri-urban areas, VTC coverage must include enhanced guarantees: extended 0 km assistance, vandalism protection, specific glass breakage, and goods insurance to adapt to isolated journeys.
VTC drivers operating in peri-urban areas (suburbs, remote residential areas, connected villages) face specific risks : poorly maintained roads, isolated parking, vandalism, and sections not covered by traditional assistance services. To operate with complete peace of mind, it's essential to adapt your contract : extended assistance, enhanced glass breakage, vandalism and goods coverage. In this article, KT VTC & TAXI presents the key options for securing your peri-urban journeys.
Why adjust your peri-urban coverage?
- Secondary roads : no more slipping accidents or hitting potholes
- Isolated parking : increased risk of vandalism and theft
- Remote access : standard support services are often geographically limited
Without suitable guarantees, you risk:
- Long response times
- A high remaining charge in the event of a claim
- Prolonged immobilizations that penalize your income
0 km assistance and extended breakdown service
Standard assistance generally covers major roads. In suburban areas, opt for:
- Enhanced 0 km assistance : support wherever you are, even off-road
- Long-distance towing : up to 100 km minimum to an approved garage
- Replacement vehicle : an equivalent VTC to continue your activity without interruption
Broken glass and reinforced windows
Glass damage is common in suburban areas (branches, gravel):
- Premium glass breakage option : coverage with no excess on all windows (side, rear)
- Rapid interventions : commitment within 24 hours to limit downtime
- Acoustic glazing : to reduce dust and noise on unmaintained roads
Vandalism and theft coverage
Parking in less safe areas involves:
- Vandalism warranty : repair or replacement of damaged doors, rims, mirrors
- Theft protection : compensation for the vehicle and professional equipment (tablet, charger)
- Lock option : locksmith support in the event of a break-in
“Transported goods” guarantee
In suburban areas, your customers can transport: valuable documents, fragile packages, valuables:
- Goods coverage : compensation for contents in the event of breakage or theft
- Adapted ceiling : up to €2,000 per mission, adjustable according to your client portfolio
Tips for Subscription
- Map your area : note areas poorly served by tow trucks and adjust assistance accordingly
- Compare the formulas : favor contracts including all peri-urban options
- Negotiate deductibles : buy back deductibles for glass breakage and vandalism to reduce the remaining cost
- Check response times : ensure a commitment within 24 hours, 7 days a week
Conclusion
Operating in suburban areas requires tailor-made VTC insurance : extended assistance, premium glass breakage, vandalism and cargo protection. By adapting your contract, you minimize downtime, limit your costs, and guarantee seamless service to your customers.
KT VTC & TAXI helps you select and negotiate the ideal package for your sector of activity.