VTC license loss insurance compensates for your loss of income if your professional license is suspended or revoked. Essential protection for your business.
What is VTC license loss insurance?
A guarantee for transport professionals
VTC license loss insurance is an additional guarantee to your insurance contract. It compensates you in the event of withdrawal or suspension of your professional card, allowing you to maintain a replacement income .
📌 This insurance is specific to professional drivers (VTC, taxi, ambulance, etc.).
Compensation in the event of inability to exercise
If you lose your professional card following:
- A serious offense
- A withdrawal of license points
- A medical or administrative decision
- A conviction incompatible with the profession
The warranty can then be activated, subject to conditions.
What does this insurance actually cover?
A monthly allowance
The insurance pays you a fixed amount each month , for a set period of time (often 3, 6 or 12 months), to compensate for the loss of income.
Support services
Some contracts also include:
- Legal support
- Advice on retraining
- Services to assist with re-registration after suspension
Why is this essential for a VTC driver?
An activity 100% dependent on the professional card
Without a VTC card, you can no longer take rides or be visible on the platforms. This is an immediate loss of turnover .
Very real risks, even in good faith
Even a minor violation combined with other incidents can lead to an administrative suspension. Drivers are subject to a high level of demand .
How to take out VTC license loss insurance?
By a dedicated contract or as an option
This guarantee can be:
- Included in a professional package (multi-risk, all-risk VTC )
- Subscribed independently or in addition to your professional liability insurance
With KT VTC & TAXI, it's simple and quick
As a specialist in VTC insurance, KT VTC & TAXI offers you tailor-made packages to integrate loss of license cover into your overall contract.
What price to expect?
- From €15 to €25/month depending on the duration of compensation and the desired income level
- Classic franchise of 15 to 30 days
- Possibility of customizing compensation ceilings (e.g. €1,000/month)
Conclusion
VTC license loss insurance is more than just an option: it's vital protection for your income in the event of an administrative suspension. By purchasing this coverage, you protect yourself against unforeseen events that could abruptly end your business.
With KT VTC & TAXI , you benefit from clear, efficient solutions adapted to your business .
👉 Protect your professional future today.
Request a quote for your VTC license loss insurance at ktvtctaxi.com and drive with peace of mind.